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Direct Mail Facts

Some people come to the DMA choice mail preference service planning on completely stopping all the direct mail they receive because they think that doing so will help save paper and the environment. But before you do this, here are some numbers you may find interesting.

  • Direct mail is a green way to shop. If Americans replaced two trips to the mall each year with shopping by catalog, we'd reduce our number of miles driven by 3.3 billion—a 3 billion pound reduction in carbon dioxide and a savings of $650 million on gas alone.
  • Mail represents only 2.4% of America's municipal waste stream. 
  • The production of household advertising mail consumes only 0.19% of the energy used in the United States.
  • Mail is made from a renewable resource. The vast majority of paper produced in America today comes from trees grown for that specific purpose. The forest industry ensures that the number of trees each year is increasing, so trees are not a depleting resource. In fact, forest land in the United States has increased by 5.3 million acres in the past three decades.
  • Direct mail is critical to the economic well-being of communities, businesses, and charities throughout the United States. Last year it represented more than $686 billion in sales, supporting jobs at more than 300,000 small businesses across the country.

 

Where did they get your name?

If you just bought a new home, you're probably in the market for furniture. But if you live in an apartment building, chances are you won't be shopping for a lawnmower. Companies want to reach people who are most likely to be interested in what they have to offer. That's why they rent or buy relevant mailing lists to help them find prospective customers—instead of just sending mail at random.

These prospect lists are created from information about your past purchases and interests. And this information can come from public records, phone directories, club memberships, and other sources.

 

What's the benefit of being on these lists?

Direct mail keeps you in-the-know. It helps you find out about new products, services, and money-saving deals. It connects you to local merchants. It informs you of important local and national charities. It even helps you compare prices and shop anytime you like—day or night.

Last year, more than 70% of Americans shopped direct. More than 80% of U.S. households read some or all of their advertising mail. And non-profit organizations raised nearly $200 billion from generous donors through direct mail.

But direct mail is only successful if you're interested in the types of mail you're receiving. That's why we created DMAchoice—to help you get more of the mail you want, and less of what you don't.

 
 

What can the mail preference service do for me?

There are plenty of reasons to keep receiving direct mail. But maybe you just want to cut back on certain types that you're not interested in. We can help you do just that. We've divided direct mail into four categories:

  1. Credit Offers
  2. Catalogs
  3. Magazine Offers (this includes subscription offers, newsletters, periodicals, and other promotional mailings)
  4. Other Mail Offers (this includes donation requests, bank offers, retail promotions and more)

For each of these categories, you can choose whether or not you want to receive mail from companies one at a time. Or, if you prefer, you can choose to stop receiving mail for all companies you haven't purchased from or donated to within an entire category.

 
 

Commitment to Consumer Choice and Other DMA Requirements

If you've ever shopped direct—by mail, online, by phone or by home shopping TV shows—chances are, you're buying from members of the DMA. As DMA members, these companies must agree to follow our Commitment to Consumer Choice guidelines, ethics guidelines and specific complaint resolution processes.

 
 

Resources:

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Learning About Facebook Risks

AUTHOR: Marcelina Hardy, MSEd, BCC

Many people are unaware of Facebook risks when they create a profile on this social networking site. Facebook allows people from all around the world to connect with old friends, and make new ones, using a community interface. However, despite all of the benefits of this social networking site, there are bound to be some risks.

Learning About Facebook Risks

Learning about Facebook risks will help you to safeguard yourself and your computer. You don't need to avoid this social networking site, you just need to know what to do and what not to do to stay safe.

Your Profile: Careful of What You Write

Recently, employers and college admissions staff have looked up applicants on Facebook in order to get a better picture of the person they may be interested in hiring or admitting. Creating an unflattering profile will surely have some impact on your future, if these influential people see it.

If you want to portray a side of you that is not flattering to employers or college admissions staff, make your profile private so that only people you choose will be able to see it. Alternatively, you can continue to make your profile public and just recreate it so that it highlights how great of a person you are.

Keep Private Information Private

Some people trust others and websites too much, and forget that millions of people can look at the private information they post; this includes criminals looking for their next victim. Social networking sites are the new browsing grounds for identity thieves, because they have found that some people list so much information about themselves that they can actually become that person. Someone who steals your identity can do devastating things, such as ruin your credit and even commit crimes under your name. These are all things which could prevent you from getting a job in the future. In addition to criminals, stalkers are also searching social networking sites, like Facebook, for more information on their potential or current victims. A stalker may find something appealing about you and may follow what you write on your page, or even try to find you in person at your home or place of business.

Strangers are Still Strangers

When you meet someone for the first time offline, you may have a difficult time knowing if the person really is who he or she claims to be. The online world is no different. The online world is ideal for people who enjoy over exaggerating their life, or making up a completely different one from their own.If you are interested in using Facebook for online dating, be cautious of whom you meet and what people tell you. This Facebook risk can get you tangled up in an emotional web, because you may think someone is perfect for you, but he or she may turn out not to be what you thought.

Beware of Teenage Predators

Teen predators have taken over teen chat rooms and social networking sites like Facebook. These adults will search sites for unsuspecting teenagers, and pose as teenagers themselves. They will get to know the teen, and then eventually try to meet him or her offline, usually at his or her home when parents aren't there. This is a frightening thing for parents to hear, but parents can cut down on the risk. Monitor your children and teenager's use of the Internet. If he or she has a Facebook account, make it clear that you want to see the profile as often as you like. You can also block certain sites so your teenager cannot access them.

Downloading Computer Viruses from Facebook

Social networks encourage the sharing of files, including videos and downloadable files. Since these files are usually coming from unknown individuals, some of them contain viruses that either corrupt your computer, or attempt to collect personal information that can be used against you. The first step in prevention is to only download files from people you trust. It's also important to keep your antivirus software up to date and turned on when you do anything online.

Increases Internet Addiction

Social networking sites are fun and addictive. Meeting new people, catching up with old friends, and visiting interesting profiles can take up hours each day. You may start to find that your work performance decreases or you've lost your job for being on it at work. Alternatively, if you go to school you may spend more time on Facebook than studying or going to class, which contributes to lower grades. When Facebook begins to interfere with your life, you may be developing an Internet addiction. Keep yourself in check when you use the Internet for any reason. Take regular breaks, and if you do start choosing to be online rather than doing work, you can either start using it as a reward after you finish a task or have someone block you from the site until you are able to control your use of it.

Final Words on Facebook Risks

Facebook risks are not a reason for you to stop using the social networking site, because it can be beneficial to you. You can use it as a portfolio for work or school, and use it recreationally. You just need to be careful how you use it and how much information you post and take from it. Just like the offline world, don't trust everyone and look out for suspicious people. If you follow these suggestions, you can have fun on Facebook without worry!

 
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How Do Consumers Register For DMAchoice?

Online registration:

Consumers can register at DMA's consumer website: www.DMAchoice.org for a processing fee of $2 for a period of ten years. Registering online is the fastest way to see results. DMAchoice offers consumers a simple, step-by-step process that enables them to decide what mail they do and do not want.

In addition, DMAchoice online offers registration for DMA's:

· eMail Preference Service (reduce your unsolicited commercial email);
· Telephone Preference Service (to reduce national commercial calls for consumers who live in Pennsylvania and Wyoming - consumers in other states are referred to the National Do Not Call Registry: www.donotcall.gov);
· Deceased Do Not Contact list (for name removal of deceased individuals' names); and
· Do Not Contact list for Caregivers (for caregivers to register name removal on behalf of those individuals for whom they care)

Mail-in registration:


If you do not wish to complete your registration online, you can register for DMAchoice by using the mail-in form that is online: fill out the DMAChoice Mail In Form with all required information, print it and mail to the address below.

Or, if you do not have access to the Internet, you can register by sending your name and address (with signature), along with a $3 processing fee (check or money order payable to DMA) to:

DMAchoice
DMA
P.O. Box 900
Cos Cob, CT 06807

No Certified or Registered Mail

Processing by mail will take longer than online registration. Please note that categorical and specific company or organization opt-out requests, and other preference services, are not offered through mailed-in requests.Why choose DMAchoice?Founded in 1917, the DMA represents nearly 3,600 organizations—including most of the leaders in the direct marketing community. This gives us the power and know-how to help you manage your mail preferences. And you can be sure that any personal information you provide to DMAchoice will only be used to put your mail choices into effect.

Resources:

 

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About Gift Card Scams

Apple

Be aware of scams involving App Store & iTunes Gift Cards and Apple Store Gift Cards.

If you believe you're the victim of a scam involving App Store & iTunes Gift Cards or Apple Store Gift Cards, you can call Apple at 800-275-2273 (U.S.) and say "gift cards" when prompted.

A string of scams is taking place asking people to make payments over the phone for things such as taxes, hospital bills, bail money, debt collection, and utility bills. The scams are committed using many methods, including gift cards. As the fraudsters are sometimes requesting codes from App Store & iTunes Gift Cards or Apple Store Gift Cards, we want to make sure our customers are aware of these scams.

Regardless of the reason for payment, the scam follows a certain formula: The victim receives a call instilling panic and urgency to make a payment by purchasing App Store & iTunes Gift Cards or Apple Store Gift Cards from the nearest retailer (convenience store, electronics retailer, etc.). After the cards have been purchased, the victim is asked to pay by sharing the code(s) on the back of the card with the caller over the phone.

It's important to know that App Store & iTunes Gift Cards can be used ONLY to purchase goods and services from the iTunes Store, App Store, Apple Books, for an Apple Music subscription, or for iCloud storage. Apple Store Gift Cards can be redeemed ONLY on the Apple Online Store and at Apple Retail Stores. If you're approached to use the cards for any other payment, you could very likely be the target of a scam and should immediately report it to your local police department as well as the Federal Trade Commission (FTC) at ftccomplaintassistant.gov.

Never provide the numbers on the back of a Gift Card to someone you do not know. Once those numbers are provided to the scammers, the funds on the card will likely be spent before you are able to contact Apple or law enforcement. 

Tips to avoid becoming the victim of a scam

  • If you are NOT purchasing an item from Apple — such as from the Apple Store, iTunes Store, App Store, Apple Books, or for an Apple Music subscription or iCloud storage — do NOT make a payment with an App Store & iTunes Gift Card or Apple Store Gift Card. There's no other instance in which you'll be asked to make a payment with either of these gift cards.
  • Do not provide the numbers on the back of the gift card to anyone that you don't know.
  • Immediately report potential scams to your local police department as well as the FTC (ftccomplaintassistant.gov).

Contact Apple

If you have additional questions, or if you've been a victim of a scam involving App Store & iTunes Gift Cards or Apple Store Gift Cards, you can call Apple at 800-275-2273 (U.S.) and say "gift cards" when prompted, or contact Apple Support online.

 

Other Articles on Scams

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These Are the Best Days to Book 2019 Holiday Travel

Michelle Baran 

It’s not too late to score a good deal.

Haven’t booked your Thanksgiving or end of year holiday travel yet? Fear not, procrastinators. According to online booking data, the best days to book are still ahead of us.

The cheapest airfares for Thanksgiving travel will be available between October 29 and November 13, online booking giant Expedia revealed this week, based on historical data analyzed by the company. Booking two weeks to a month in advance of Thanksgiving can save travelers more than 5 percent. But if you wait too long (read, until the week before), you could pay more than 20 percent above the average rate.

For Christmas, the cheapest time to purchase flights will be between November 23 and December 9, Expedia reported. Booking during that window can save travelers around 15 percent. Interestingly, those who wait until the very last minute might get dinged less than early birds.

Last-minute bookers pay about 2 percent more than is typical, while early birds who booked three months or more in advance of their flight paid around 15 percent more than the average holiday traveler, according to Expedia.

For those who are nervous about the prospect of waiting until the end of October or November to book their holiday trips, online travel site Hipmunk offers slightly more conservative guidance. According to the folks at Hipmunk, booking flights for Thanksgiving and Christmas during the first week of September can save travelers an average of 12 percent on Thanksgiving flights and 19 percent on Christmastime flights.

Similar to Expedia, Hipmunk found that Thanksgiving flights will peak around mid-October and then start to dip down again toward Halloween and into early November. They will then rise sharply in the two weeks prior to the holiday, Hipmunk reported. Similarly, Christmastime booking prices see a drop in the two-week window before the holiday and then a sharp increase the week of. 

The online booking sites had additional tips on how to get the best deals when booking holiday travel. According to Expedia, traveling on the holiday itself will often yield the cheapest rates, for those willing to fly day of. Also, avoid starting your trip on the Saturday before the holiday, which is consistently the most expensive day to fly.

Last year, travelers who flew out on Thanksgiving proper paid on average $100 less than those who departed the Saturday prior to the holiday, according to Hipmunk. The site noted that the second cheapest option will be starting your trip on the Monday or Tuesday of Thanksgiving week. The busiest travel day leading up to Thanksgiving is the day before Thanksgiving.

As for around Christmas, Hipmunk revealed that the cheapest day to fly is traditionally Christmas Eve, followed by December 23.

There are a lot of factors that influence the rise and fall of airfares during any given day, week, or month. Expedia advises travelers to set up price alerts for flights, which you can do through booking engines such as Expedia and Google Flights.

Expedia also noted that you are likely to find better savings if you bundle your flight and hotel—whether you book your flight and hotel at the same time or come back and add a hotel later, you can save a few hundred bucks.

 
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I Work for N.S.A. We Cannot Afford to Lose the Digital Revolution.

Technology is about to spend our entire national security infrastructure.

By Glenn S. Gerstell

Mr. Gerstell is the general counsel of the National Security Agency.

The National Security Operations Center occupies a large windowless room, bathed in blue light, on the third floor of the National Security Agency’s headquarters outside of Washington. For the past 46 years, around the clock without a single interruption, a team of senior military and intelligence officials has staffed this national security nerve center.

 

The center’s senior operations officer is surrounded by glowing high-definition monitors showing information about things like Pentagon computer networks, military and civilian air traffic in the Middle East and video feeds from drones in Afghanistan. The officer is authorized to notify the president any time of the day or night of a critical threat.

 

Just down a staircase outside the operations center is the Defense Special Missile and Aeronautics Center, which keeps track of missile and satellite launches by China, North Korea, Russia, Iran, and other countries. If North Korea was ever to launch an intercontinental ballistic missile toward Los Angeles, those keeping watches might have half an hour or more between the time of detection to the time the missile would land at the target. At least, in theory, that is enough time to alert the operations center two floors above and alert the military to shoot down the missile.

 

But these early-warning centers have no ability to issue a warning to the president that would stop a cyberattack that takes down a regional or national power grid or to intercept a hypersonic cruise missile launched from Russia or China. The cyberattack can be detected only upon occurrence, and the hypersonic missile, only seconds or at best minutes before the attack. And even if we could detect a missile flying at low altitudes at 20 times the speed of sound, we have no way of stopping it.

 

The threats of cyberattack and hypersonic missiles are two examples of easily foreseeable challenges to our national security posed by rapidly developing the technology. It is by no means certain that we will be able to cope with those two threats, let alone the even more complicated and unknown challenges presented by the general onrush of technology — the digital revolution or so-called Fourth Industrial Revolution — that will be our future for the next few decades.

 

The digital revolution has urgent and profound implications for our federal national security agencies. It is almost impossible to overstate the challenges. If anything, we run the risk of thinking too conventionally about the future. The short period of time our nation has to prepare for the effects of this revolution is already upon us, and it could not come at a more perilous and complicated time for the National Security Agency, Central Intelligence Agency, National Geospatial-Intelligence Agency, Defense Intelligence Agency, Federal Bureau of Investigation and the other components of the intelligence community.

 

The immediacy and specificity of the war on terror following the Sept. 11 attacks permitted the intelligence community to reorient itself relatively quickly and effectively from the Cold War and its immediate aftermath. But the intelligence community and its allies who rely on one another for information-sharing must now adapt to adversaries with new capabilities — principally China, Russia, Iran, and North Korea, each of which presents different and complex threats — while still not forsaking the counterterrorism mission.

 

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October is National Cybersecurity Awareness Month

Internet-enabled crimes and cyber intrusions are becoming increasingly sophisticated and preventing them requires each and every user of a connected device to be aware and on guard.

“It’s no longer enough to be on the lookout for something in your inbox that appears suspicious,” said FBI Cyber Division Assistant Director Matt Gorham. “As criminals have grown savvier and their efforts more targeted, individuals and organizations need to scrutinize messages and requests that appear legitimate.”

Some of the most common and damaging Internet-enabled crimes begin with an employee clicking a link in an email that appears to be from a colleague, following the instructions in a message that looks like it came from a supervisor, or opening an account link or invoice that seems to be from a trusted vendor.

“These routine actions can be what exposes a computer or an entire network to a ransomware attack, data breach, or another crime,” said Gorham. “As we mark National Cybersecurity Awareness Month, our hope is to focus attention on the efforts required to safeguard individual computers and accounts and secure and protect critical data and infrastructure.”

Now in its 16th year, National Cybersecurity Awareness Month is hosted every October by the Department of Homeland Security and the National Cyber Security Alliance. Multiple agencies and organizations, including the FBI, collaborate to raise awareness about cybersecurity and stress the collective effort needed to stop cyber intrusions and online thefts and scams.

“Today’s cyber threat is bigger than any one government agency—frankly, bigger than government itself,” FBI Director Christopher Wray said at a cybersecurity conference in March. “But I think no agency brings the same combination of scope and scale, experience, tools, and relationships that the FBI has.”

The FBI works in close coordination with the private sector as well as with state, local, and international partners to understand and anticipate cyber threats and pursue cyber criminals.

During National Cybersecurity Awareness Month, the FBI joins in asking every user of a connected device to Own IT. Secure IT. Protect IT.

“We look to the public and to organizations to engage by understanding these threats, taking preventive action, and reporting cyber crimes when they occur,” said Gorham.

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Warning Signs of Human Trafficking

Since human trafficking is often a crime that is hidden in plain sight, it is important to be aware of its warning signs. Some indications that a person may be a victim of human trafficking include (especially in the case of women and children):

 

  • Appearing malnourished
  • Showing signs of physical injuries and abuse
  • Avoiding eye contact, social interaction, and authority figures/law enforcement
  • Seeming to adhere to scripted or rehearsed responses in social interaction
  • Lacking official identification documents
  • Appearing destitute/lacking personal possessions
  • Working excessively long hours
  • Living in place of employment
  • Checking into hotels/motels with older males, and referring to those males as a boyfriend or “daddy,” which is often street slang for pimp
  • Poor physical or dental health 
  • Tattoos/ branding on the neck and/or lower back
  • Untreated sexually transmitted diseases
  • Small children serving in a family restaurant
  • Security measures that appear to keep people inside an establishment - barbed wire inside of a fence, bars covering the insides of windows
  • Not allowing people to go into public alone, or speak for themselves

Resources:

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15 Apps Parents Should Look Out for On Their Kids Phones

Author: Doug Delony, Janelle Bludau

Published: 7:00 AM PDT July 31, 2019
Updated: 4:54 AM PDT August 7, 2019

Before kids go back to school, police around the country are reminding parents about potentially dangerous apps.

The recent arrests of 25 men in Florida for allegedly trying to have sex with children has prompted a sheriff there to issue another 'app warning' for parents, reports CBS Miami.

The arrests happened from July 17 to July 20 after the suspects responded to internet ads, online apps and social media sites, according to the Sarasota County Sheriff’s Office.

 

During his press conference last week, the sheriff listed 15 apps as ones that parents need to know about. (Six of them were used by suspected predators who were recently arrested.)

  • 'MeetMe,' an app where teens can easily be in contact with users much older than them, with an emphasis on dating.

  • 'WhatsApp' and 'SnapChat' are for messaging, but what you should know is teens can send unlimited messages, have video chats and even share their live location with other users, people they may not even know. 

  • 'Skout' is a flirting app that's used to meet and chat with new people. Teens and adults are in different groups, but ages aren’t verified. 

  • 'TikTok' is used for sharing user created videos that can contain bad words, even adult content.

  • 'Badoo' and 'Bumble' are dating apps for adults, but teens can still find ways to join. 

  • 'Grindr' is geared towards the LGBTQ community. It allows users to share photos and meet up based on phone’s GPS location.  

  • 'Kik' is specifically for kids, but anyone can join and anyone can contact or direct message your child. 

  • 'LiveMe' is a live streaming app, but you don’t know who’s watching and your kids location is revealed.

  • 'Holla' is all about connecting strangers around the world through video chat. Enough said. 

  • 'Whisper' is a social confessional where kids can remain anonymous, but still share their feelings. And it can reveal your child’s location for a meet up. 

  • 'ASKfm' encourages people to allow anonymous users to ask them questions, which opens the door for online bullying.

  • 'Hot or Not' rates users on attractiveness. There’s no age verification and users can send each other messages. 

  • 'Calculator%' apps are several secret apps that allows kids to hide their photos, videos, even browser history. 

Resources:

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FaceApp: Is The Russian Face-Aging App A Danger To Your Privacy?

Thomas Brewster - Forbes Staff
Cybersecurity
Associate editor at Forbes, covering cybercrime, privacy, security, and surveillance.

FaceApp is a massively popular face-altering app for Android and iOS, but there are privacy concerns about its AI tech.

No, FaceApp isn’t taking photos of your face and taking them back to Russia for some nefarious project. At least that’s what current evidence suggests.

After going viral in 2017, and amassing more than 80 million active users, it’s blowing up again thanks to the so-called FaceApp Challenge, in which celebs (and everyone else) have been adding years to their visage with the app’s old-age filter. The app uses artificial intelligence to create a rendering of what you might look like in a few decades on your iPhone or Android device.

But one tweet set off a minor internet panic this week when a developer warned that the app could be taking all the photos from your phone and uploading them to its servers without any obvious permission from the user.

The tweeter, Joshua Nozzi, said later he was trying to raise a flag about FaceApp having access to all photos, even if it wasn’t uploading them to a server owned by the Russian company.

 

Storm in an internet teacup?

This all turns out to be another of the Web’s many storm-in-teacup moments. A security researcher who goes by the pseudonym Elliot Alderson (real name Baptiste Robert) downloaded the app and checked where it was sending users’ faces. The French cyber expert found FaceApp only took submitted photos—those that you want the software to transform—back up to company servers.

And where are those servers based? Mostly America, not Russia. A cursory look at hosting records confirmed to Forbes that this was true: The servers for FaceApp.io were based in Amazon data centers in the U.S. The company told Forbes that some servers were hosted by Google too, across other countries, including Ireland and Singapore. And, as noted by Alderson, the app also uses third-party code, and so will reach out to their servers, but again these are based in the U.S. and Australia.

Of course, given the developer company is based in St. Petersburg, the faces will be viewed and processed in Russia. The data in those Amazon data centers could be mirrored back to computers in Russia. It’s unclear how much access FaceApp employees have to those images, and Forbes hadn’t received comment from the company at the time of publication about just what it does with uploaded faces.

So while Russian intelligence or police agencies could demand FaceApp hand over data if they believed it was lawful, they’d have a considerably harder time getting that information from Amazon in the U.S.

 

Permission to land on your phone

So is there a privacy concern? FaceApp could operate differently. It could, for instance, process the images on your device, rather than take submitted photos to an outside server. As iOS security researcher Will Strafach said: “I am sure many folks are not cool with that.”

It’s unclear how well FaceApp’s AI would process photos on the device rather than more powerful servers. FaceApp improves its face-changing algorithms by learning from the photos people submit. This could be done on the device, rather than the server, as machine learning features are available on Android and iOS, but FaceApp may want to stick to using its own computers to train its AI.

Users who are (understandably) concerned about the app having permission to access any photos at all might want to look at all the tools they have on their smartphone. It’s likely many have access to photos and an awful lot more. Your every move via location tracking, for instance. To change permissions, either delete the app, or go to app settings on your iPhone or Android and change what data tools are allowed to access.

 

FaceApp responds

Forbes contacted FaceApp founder Yaroslav Goncahrov, who provided a statement Wednesday morning. He said that user data is not transferred to Russia and that "most of the photo processing in the cloud."

"We only upload a photo selected by a user for editing. We never transfer any other images from the phone to the cloud," Goncharov added.

"We might store an uploaded photo in the cloud. The main reason for that is performance and traffic: we want to make sure that the user doesn't upload the photo repeatedly for every edit operation. Most images are deleted from our servers within 48 hours from the upload date." 

He said that users can also request that all user data be deleted. And users can do this by going to settings, then support and opt to report a bug, using the word "privacy" in the subject line message. Goncahrov said this should help speed up the process.

And he added: "We don't sell or share any user data with any third parties."

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